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Posted: admin in: Student Life
January 8th, 2008

ACS Student loans: Applying for a student loan on behalf of your child!

College education is an expensive but a necessary asset in today’s world. If your college fund for your child is not as big as you expected then its time to think about an ACS student loan for his college expenses. So if you don’t really have a good idea about what is an ACS student-loan then it s time to get smart! Read on for a quick reckoning of ACS finance facts,

What is an ACS Student-loan?
The Affiliated Computer services loan, or an ACS student-loan is one that is provided by Affiliated Computer Services, Inc., a company that has a reliable reputation for outsourcing technology and business solutions.
Many colleges advise students to use the ACS student-loan services as the company has a reputation of using business process outsourcing and advanced technology to facilitate the loan process.
The advantage of using ACS services to hasten the loan proceeds lies in
o Students making payments online,
o Instantly seeing and checking the status of an account online,
o Changing personal details like name and address if the student is moving,
o Receiving immediate email notification when payments have been cleared or if they are pending
o Online forbearance and deferment requests
o ACS works with a number of universities across the United States, including the University of Pittsburgh, UC Berkeley, UC Davis, UC Irvine, UCLA, UC Merced, UC Riverside, UC San Diego, UC San Francisco, UC Santa Barbara, UC Santa Cruz, and the University of Vermont

What are the facilities provided by an ACS-loan?
A large range of financial services are controlled under the ACS umbella like,
o Campus Based Student Loan Program (CBSL), including the Federal Perkins Loans, Nursing Student-Loans (NSL), and Institutional Loan Programs.
o Another huge bunch of important loans serviced by ACS is the Federal Family Education Loan Program (FFEL), including the Stafford (GSL) Loans, PLUS loans to parents of students.
o Loan consolidation services.
o ACS is also responsible for disbursing a group of educational loans donated by a large group of private companies.

How can I get this ACS student-loan?
To file for the ACS loan, all you have to do is go online. The website provides detailed information on the form which has to be filled up which is the FAFSA or the Free Application for Federal Student Aid. You can download the forms together with a detailed information packet on how to fill it up. The instructions on the application forms are very precise and easy to follow so its not really difficult.
Please make sure that you have all the requirements ready before you start filling in the form as some colleges have special requirements or specific paperwork which they will ask for. Make sure to contact the school or college to get a detailed list of what the college requires before sending in the online form. The approval of your ACS student-loans application may be delayed if the necessary documents are not attached as usually ACS Loans are approved in a few days to weeks.
Once you have filled in the form correctly and sent it in with the necessary documentation, you’ll receive a student air report or SAR. An award letter soon follows this from the school. Once the award letter is ready, you’ll have to provide any necessary documents for the release of the loans and you’re home free.

Check the link to learn more about persuasive speech and powerpoint presentation, dissertation ideas and dissertation editing.

ACS student loans are the easiest loans to get as they do not require a credit check and don’t require a cosigner. So make sure you follow the instructions carefully to get the full advantage of this loan.

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